The US stock market remains over owned, over leveraged and over valued. It is clear that most investors have not understood the enormous risk they are taking for inevitably poor long term returns. John Hussman provides a great service by producing clear charts showing highly likely outcomes.
https://www.hussmanfunds.com/wmc/wmc140505.htm

Coordinated Tax Planning Is A Game Changer
Filing a tax return is required. By itself, however, filing rarely produces the best financial outcome. The real leverage comes from planning, especially when that planning is coordinated across the

