The financial system has been operating under “Gresham’s Dynamic” for some time. This simply means that bad ethics drives out good ethics. Professor Black is both a professor of law and economics, and was a high level financial regulator.
link

The Oldest Practice in Money: The Dollar’s Decline Is Systematic
Conventional investment management and financial planning isn’t built to see it, let alone act on it. At the one moment it matters most, it’s working against your best interest.
Anything

