Valuation is so crucial to long term investment success but so poorly understood. 100 years of data on US equities shows the record. The current CAPE value is 25. What are your expectations?
https://mebfaber.com/2014/04/15/a-spectrum-of-possibilities-probabilities/

Coordinated Tax Planning Is A Game Changer
Filing a tax return is required. By itself, however, filing rarely produces the best financial outcome. The real leverage comes from planning, especially when that planning is coordinated across the

