In general, savings and retirement plans have been devastated by misguided policies. Stage one of any financial plan is to understand the environment we find ourselves in. https://www.mauldineconomics.com/images/uploads/pdf/2013_09_03_2OTB.pdf

This article explains in the simplest possible terms the fragility of US equities, based on a deeper understanding of the nature of valuation and the earnings cycle. This is why

“An unfortunate consequence of the most recent naïve interventions is that capital preservation in the long run and capital preservation in the short run have been made mutually exclusive. We

The gold market is not behaving as a natural market. There are several relationships, demonstrated by charts in this article, that show extreme imbalances. https://sprott.com/media/258481/7-2013-MAAG.pdf

Unsound money is special privilege to a minority, which is usually disguised and often imposed, but is always at the expense of everyone else. How is our current worldwide “experiment”

“Real per capita disposable incomes took yet another hit. The astonishing annualized contraction of real per capita disposable income has now reached -9.21% — dwarfing the -7.52% contraction rate recorded

It is not often you get the chance to listen to Kyle Bass, one of the best global macro analysts, with an astonishingly good track record through the last ten

Fascinating interview with Catherine Austin Fitts. The only way we have to understand the world is by connecting the dots. This is a very information discussion that provides valuable investment

Professor Alan Meltzer explains the increasingly obvious complete failure of QE policy.In the main QE has simply boosted bank deposits. This has turned the banking system into the biggest hedge

The latest bank loan and deposit data shows the absurd level of Federal Reserve produced bank deposits relative to loans. What to do with excess deposits? Speculate, of course. This