© 2025 CB Management. All Rights Reserved.
Most people believe their savings belong in a bank. That belief is rarely questioned—and even more rarely challenged. But what if that assumption is costing you returns, flexibility, and potentially even safety?
At CB Investment Management, we believe your savings account should work as hard as you do—providing higher yield, enhanced access, greater safety, and total control. That’s why we offer what we call the Ultimate Savings Account, powered by Interactive Brokers, the world’s #1 ranked online brokerage platform.
Banks rely heavily on your deposits to fuel their profits. Net interest income—the spread between what they pay you and what they earn—is their core business model. In short:
Your savings are in direct competition with the bank’s profits.
Even if a bank offers a high savings rate, you should ask why? Often, it’s because they urgently need capital—which could be a red flag. Worse, bank deposits are unsecured liabilities and, in a “bail-in” scenario, your money is legally used to bail out the bank before derivative exposures are resolved.
And let’s not forget:
Unlike banks, brokerage firms like Interactive Brokers are not built on leveraging your deposits for profit. That’s why they can offer dramatically better solutions—with real-time transparency, access, and security.
As a former JP Morgan Managing Director with over 40 years of investment experience, I can guide you through the options and execution.
Traditional savings accounts offer low returns and limited benefits. The Ultimate Savings Account is a structured, high-efficiency savings solution that integrates liquidity, safety, tax efficiency, and investment-grade growth—with direct control.
Don’t wait for a crisis to discover the limitations of your bank. Make the switch to the Ultimate Savings Account and experience a new standard of financial freedom, security, and growth.
© 2025 CB Management. All Rights Reserved.